Dive into real-life tales of deals gone bad, shady debt collectors, broken cars, and broken promises—served with a twist. On the Rocks shares stories inspired by true events (with slight changes to protect privacy) and breaks down how the law can clean up the mess. 🥃⚖️
Pull up a barstool, friends—because this month’s roundup of shady consumer practices is giving us whiplash. From overcaffeinated debt collectors to car dealers pouring lemon juice into champagne flutes, we’ve got some hard-hitting stories that prove one thing: when companies cut corners, it’s the consumers who pay (until we step in).
It’s 2025 and yet some debt collectors still think the Fair Debt Collection Practices Act is a suggestion, not federal law.
In a case out of the Midwest, a collector was caught:
That’s not just sketchy—it’s illegal.
Under the FDCPA, debt collectors must be transparent, respectful, and accurate. If they’re calling your work, threatening consequences, or failing to verify a debt? They’re violating your rights, and they know it.
🎯 Pro tip: Save the voicemails, write down the call times, and contact your favorite debt defense team (that’s us).
Meanwhile, down in dealership land, we’re seeing a spike in “cosmetic compliance”—that’s when dealerships make just enough of a repair effort to dodge a full buyback but leave you stuck with a faulty car.
In one recent case, a consumer took their car in six times for a brake failure. The dealer claimed the issue was “user error” and re-labeled the repair visits as “diagnostics.” Cute. Even worse? Some are pushing used cars still under warranty without disclosing that lemon protections might not apply anymore thanks to recent legal changes. If your vehicle’s been in and out of service, and the dealer’s dancing around the issue like it’s karaoke night, don’t wait. You might be running out of time to file a Lemon Law claim.
🍋 Squeeze early. Save your invoices and receipts. Snap pics. And let us serve the sour right back.